WONGA borrowers have only one day left to claim compensation for extortionate loans, so we've rounded-up everything you need to learn about submitting a complaint.
The payday lender went into administration in August 2023 after being dogged by mis-selling complaints.
At the time, 24,000 people had requested redress for unfairly high borrowing, which typically sees lenders have to repay interest and expenses on loans that shouldn't happen to be dished out.
But anybody who believes they have been mis-sold a Wonga loan and hasn't applied for a refund must achieve this by 11.59 today (September 30).
The now defunct lender's administrator, Grant Thornton, set a deadline in May so it could fairly divide up any cash which was left to pay for people owed money.
If you miss the deadline, you won't be able to apply anymore and also you won't get any compensation for mis-selling.
Compensation isn't guaranteed for everyone that asks for it, of course, but you is going to be added to their email list of creditors that are owed money for those who have a legitimate claim.
If you've already submitted a claim for compensation, don't worry since the deadline won't impact the application.
How will i claim compensation?
Grant Thornton provides an online portal to make claiming for Wonga loans super easy.
All you must do is provide your company name and address, which will be checked against Wonga's database.
The application is only going to take a couple of minutes.
All valid claims is going to be assessed automatically through the tool, which Grant Thornton says can give more people redress than if the firm had to sort through applications manually.
If you don't possess a computer, you are able to contact Wonga to request a tough copy of the complaints form – although be aware that this may now miss the deadline.
How much am i going to enter compensation?
Grant Thornton will assess claims in line with the size the loan with regards to your reported income, how long a loan occured for, and just how many loans a person had.
It will also consider other indicators of affordability, such as whether you have behind on loan instalments.
One dad we spoke to was refunded more than lb3,750, including interest and late payment fees, after he was handed a lb600 loan he couldn't repay.
But the administrator warns that people may receive less than they hoped for.
This is because lots of people have requested refunds there isn't enough money to pay for all the claims entirely which have been submitted.
It's too soon to understand just how much you might get, and Grant Thornton says cash will go to any or all successful claimants simultaneously.
Payments are required to be made within 4 months of submitting claims, having a final possible payout date of January 30 2023.
Fellow payday lender Wageday Advance left former borrowers disgusted if this was revealed they'd only return up to 5p per lb1 owed.
WageDayAdvance and Juo also have set payday loan claims deadlines – here's what you should know.
But beware of pay day loan reclaim firms that "rip-off" customers if you take nearly half of refunds.