THIS is the glamorous family behind a pay day loans company instructed to pay out lb34million for the treatment of 97,000 customers unfairly.
The Garrit-Smith clan enjoyed a jet-set lifestyle of exotic holidays, lavish parties and flash cars as complaints against CFO Lending mounted up.
Founder Henry Smith, 54, toured Italy and Switzerland with wife Faye, 45, in the Ferrari as the firm was investigated over its practices.
The couple were observed in social networking pictures arm-in-arm on Mediterranean beaches go to glitzy parties.
Daughter Keara, 24, of Loughton, Essex, is really a fashion model using the Diva agency in Dubai. She was recently snapped boarding a private jet at Stansted's VIP terminal.
Her sisters Brogan, 25, and Shauna, 22, have also been pictured enjoying the high-life.
Smith was CFO's largest backer, while his wife and three daughters counseled me on the board. The firm also traded as Payday First, Flexible First and Money Resolve.
A probe by the Financial Conduct Authority found the firm had chased hard-up customers with threatening and misleading letters, texts and emails.
Some had cash obtained from accounts without permission.
The company stopped the practices in August 2023 when a completely independent review was launched. The four Garrit-Smith women resigned their directorships a month later.
None of the family appears to have worked directly for CFO Lending, nor have they been accused of any wrongdoing.
Marc Gander from the Consumer Action group known as the actions “parasitic abuses”.
The FCA this week ordered CFO discount lb31.9million price of outstanding balances and pay lb2.9million to customers over failings dating back to its launch in 2009.
Mr Smith, who's still a trader, reportedly said after the ruling that CFO's “behaviour towards its customers improved” after a change of management in January 2023.
He added there would be a “remarkable difference” between your firm then and today.